How important it is to get high return? Here are the numbers that speak for themselves.

$100,000 earning 2% interest will grow into $181,136.15 in 30 years by the time you retire.

$100,000 earning 10% interest will grow into $1,744,940.22 by the time you retire.

$100,000 earning 12% interest will grow into $$2,995,992.21 in 30 years by the time you retire.

We work so hard for our money. But 80% of us fail to use our money to work for us.

If you think you can keep an open mind, we can empower you so you can live a life of prosperity.  We achieve this through a conservative approach when it comes to risk and an aggressive approach when it comes to yield.  Ask us to explain this. It is very interesting and a fool proof formula of low risk and high return we have perfected over quarter of a century managing  our clients financial investments.  

Our clients maximize the utility of every dollar. Skill, experience, dedication and focus, not just knowledge allow our clients to be successful.  Our product works for anyone and everyone.

We have only one product and it is a winner product. It is wall street free and free of market fluctuations.

The real goal of investing is to seek a high rate of return with low or zero risk. The critical question is how to use money; not to where to invest it. 

Money is not power, wisdom is.

Last but not the least, if there is one lesson to learn from all the fiasco of last few years, it is that the best person to manage your money is you. And we show you how exactly to do that.  

Founded in 1987, Saratoga Bancorp is a Mortgage Banker offering Trust Deed Investments to private individuals, corporations, pension plans, IRA's and Keoghs.

We lend on single family, apartment buildings, mixed use, shopping centers, retail strip centers, etc.